Group Whole Life Insurance1
Planning for the life you want can be difficult while you’re busy managing the life you have. Group Whole Life Insurance provides permanent, portable, lifetime protection. It has built-in guarantees, with level premiums, it pays a death benefit to your loved ones, and builds cash value that you can access for any reason1. It’s offered at a group rate that may be less expensive than individual coverage. The group whole life certificate is eligible to receive dividends beginning on the second anniversary. While dividends are not guaranteed, MassMutual has paid them every year to eligible participating policy/certificateowners every year since 1869.
Group Universal Life Insurance2
Protecting and planning for yourself and your family can be simplier than you think. Group Universal Life Insurance is permanent life insurance that can be customized to meet changing financial needs throughout your life. You benefit from having coverage that provides a death benefit and from an account value that can grow over time.
Group Critical Illness Insurance3
A critical illness – like a heart attack, or invasive care – can have an emotional, physical, and financial impact on you and your family. Group Critical Illness Insurance can help reduce the financial stress from a covered critical illness, so you can spend less time worrying about your finances and more time focusing on your health.
While it’s impossible to completely prevent accidents, Group Accident Insurance can help you be better prepared for their potential financial impact to your life. It provides a lump-sum benefit paid to you, so you can spend less time worrying about expenses and more time healing.
Student Loan Debt Repayment
Through our Student Loan Debt Repayment Program, your employer can help you pay down your student loan debt. In addition to your regular payments, and if you’re eligible, your employer may make payments directly to your student loan provider on your behalf – which allows you to save money, helps you to get out of debt faster, and help improve your overall financial wellness. Contact us for information about this product.
Healthcare costs are on the rise and can add up quickly. Coupling a Health Savings Account (HSA) with your High-Deductible Health Plan (HDHP) can help you pay for eligible health-related expenses now and in retirement. With its triple-tax benefit, an HSA can be a powerful vehicle to help drive your and your family’s financial wellness. Contact us for information about this product.