Learn about long term care options from MassMutual
The need for long term care can result from illness, impairment, or even something as unexpected as an accident or injury, so it’s critical to take action to help protect your future. If you were to require long term care, you would want to be able to cover your expenses and choose how and where you get assistance. Long term care (LTC) insurance can not only help you protect your assets — it can allow you to maximize your independence.
Protect Your Assets
Costs for long term care are generally increasing as are lifespans, so your need to plan ahead for care has never been more important. LTC insurance helps you protect your assets from being used by providing a pool of benefits you can use to help reimburse your expenses for care. That way, should the need for care arise, you can secure your savings and your family’s future.
Maximize Your Options for Care
LTC insurance reimburses you for services that can help improve the quality of life for those who are chronically ill and are unable to engage in everyday activities such as eating, dressing, bathing, and getting in and out of bed without assistance or who have a cognitive impairment. A comprehensive LTC insurance policy may provide coverage for long-term care needs in the home, community-based settings, an assisted living facility, or nursing home. By providing more choices and more control over care options, LTC insurance can help you face the future with confidence.
For more information about long term care planning options, please contact a Financial Professional.
The purpose of this material is the solicitation of insurance. Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual)(Springfield, MA 0111-0001) and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (Enfield, CT 06082). For costs and further details of coverage, including exclusions and reductions or limitations, contact your agent/producer or MassMutual at 800-272-2216 for a referral to an insurance agent/producer who will contact you.