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Mutual Funds

When you invest in a mutual fund, you join other investors with similar financial goals whose money the portfolio manager has pooled to invest in a portfolio of stocks, bonds, money market instruments, and other securities. Investments in a mutual fund are selected and monitored by a professional portfolio manager who decides when to buy and sell the investment held by the fund, based on the fund’s investment objectives.

Please visit our MassMutual Funds site to learn more about our Premier and Select Mutual Funds.

Portfolio Diversification

Whole life ensures a guaranteed death benefit, which means that your loved ones will receive a lump sum of money regardless of how long you live.

Professional Management

With whole life, the policy builds cash value over time that can be used to help you pay for college, supplement your retirement income, or for emergencies.2


Policyowners are also able to receive valuable dividends. While not guaranteed, MassMutual has paid dividends to eligible participating policyowners every year since 1869.

1Sales charges may apply to some purchases and sales.

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Mutual funds are subject to market fluctuation and the risks associated with their underlying securities and are subject to management fees and other expenses. There can be no guarantee that any investment product or strategy will provide positive performance over time.

Securities offered through advisors who are registered representatives of MML Investors Services, LLC, Member SIPC® ( and FINRA ( and a MassMutual subsidiary, 1295 State Street, Springfield, MA 01111-0001.