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Life Insurance

A life insurance policy from Retire Right can help your loved ones pay college tuition, mortgage payments, and even help cover retirement income gaps in the event of your passing. And some of our permanent policies offer the opportunity to build cash value, which you’re able to use however you’d like.

How does life insurance work?

With term and permanent life insurance, you make premium payments so that in the event of your passing, your loved ones and beneficiaries will receive the death benefit proceeds from the policy. Term insurance is for a specific period of time whereas permanent is for life as long as the premiums are paid.

Do I need life insurance?

If you have anyone that depends on you financially or if you don’t want to leave your loved ones with burial costs or debt, then the answer is yes. And if you’re just starting out and want to lock in an affordable rate for when you have a family, different types of life insurance can help with that, too.

Death Benefit
Medical Underwriting
Participating Whole
Life Insurance
  • Build cash value
  • Opportunity to earn dividends2
  • Guaranteed death benefit

Term Life Insurance
  • Affordable
  • Often convertible

Universal Life Insurance
  • Flexible premiums
  • Potential to build account value

Variable Universal
Life Insurance (VUL)
  • Flexible premiums
  • Investment options
  • Potential to build account value


Single? 3 reasons why you still might need life insurance

A life insurance policy could help make sure mom and dad will be taken care of.


Life insurance term to permanent questions

Life insurance is available at every stage of life. See if a term or permanent policy is right for you.


Life insurance is a tool that
is more versatile and useful than
most people are aware of.