Hybrid Long Term Care Insurance
• A pool of long term care benefits (LTC Benefit Pool)
• A death benefit
• A Policy Surrender Value (surrender value) that increases over time
Policy features and benefits
Flexible Benefits
CareChoice policies provide a benefit whether you need long term care, never need care, or if you decide to cancel the coverage and receive the surrender value.
Protect Your Retirement
A policy may help you protect your retirement assets from being depleted by long term care expenses.
Valuable Dividends
Policy owners are also eligible to receive dividends. While not guaranteed.