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Hybrid Long Term Care Insurance

• A pool of long term care benefits (LTC Benefit Pool)

• A death benefit

• A Policy Surrender Value (surrender value) that increases over time


Policy features and benefits

Flexible Benefits

CareChoice policies provide a benefit whether you need long term care, never need care, or if you decide to cancel the coverage and receive the surrender value.

Protect Your Retirement

A policy may help you protect your retirement assets from being depleted by long term care expenses.

Valuable Dividends

Policy owners are also eligible to receive dividends. While not guaranteed.

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